Quality 1st Offers Personal Insurance Options
At Quality 1st Insurance, we can find a personal insurance policy to meet your needs. We specialize in home, auto, umbrella, and recreational vehicle insurance for our customers in Cache Valley and the surrounding areas.
Benefits of Umbrella Liability Insurance
Most insurance plans include general liability coverage, but what happens if you are liable for an amount greater than your plan covers? If someone causes an 8-car pileup and the damages exceed the amount on their auto insurance policy, the remainder must be paid out of pocket. Umbrella insurance, however, covers the out-of-pocket amount after the auto insurance reaches its maximum payout.
Umbrella insurance covers unintentional damages to another person’s person or property. If your dog gets loose and bites your neighbor, umbrella insurance can be applied to the medical bills. If your aunt slips on your sidewalk and sues you for a million dollars, umbrella insurance can step in after the homeowners’ insurance is exhausted. Umbrella insurance does not cover the policyholder/dependents or their property, nor does it cover deliberate damages. To speak with a specialist concerning umbrella insurance, call Quality 1st Insurance today.
Online transactions are becoming increasingly popular, offering heightened physical safety and immeasurable convenience for the consumer. Sadly, an increase in online activity is also convenient for hackers who endeavor to steal your payment information and even your identity. Identity theft causes billions of dollars worth of damages annually in the United States. Fortunately, many insurance companies offer identity theft insurance as a means to mitigate the costs associated with having your identity stolen.
Quality 1st Insurance is a Utah company helping customers find the right amount of identity theft insurance coverage. Similar to auto insurance or homeowners insurance, identity theft insurance will pay for specific expenses if an incident takes place. Coverage varies from policy to policy, but identity theft insurance generally covers items such as lost wages, legal fees, child care costs, notary fees, and other related expenses. Call Quality 1st Insurance for more details about identity theft insurance.
Our Utah Company Brokers Identity Theft Insurance
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Quality 1st saved me money and increased my coverage.
Michael G. via Google
Speak With Personal Insurance Experts
Our team at Quality 1st Insurance is filled with experts in the insurance industry, meaning we can help with all of your insurance needs. From business insurance to homeowners insurance, we’ve got you covered.