Affordable Life Insurance Policies
Quality 1st Insurance helps clients evaluate several life insurance policies in order to build a plan that provides the right coverage at the right price.
Offering Term and Whole Life Insurance Plans
We have access to innumerable life insurance policies to suit a wide variety of individual needs. Our term insurance policies boast extensive coverage and competitive pricing, backed by national insurance companies your family can trust. We also offer whole life insurance, a low-priced option that can help with final expenses. Not sure what type of life insurance is right for you? Let us explain a few key features (and distinctions) of term and whole life insurance.
Term Insurance
Term Insurance provides life insurance coverage for a designated amount of time, typically around 20 years. If the insured individual passes away during the coverage period, then the term insurance policy will deliver a cash payout to the beneficiary. At the end of the term, the policy expires without compensation for living policyholders, who must reapply for coverage or seek alternative life insurance. Term insurance is typically utilized by young families who anticipate sizable expenses in the event of their passing.
Whole Life Insurance
Whole life insurance establishes a single policy to cover the remainder of a person’s life. Whole life insurance is a cash sum that can be withdrawn and borrowed against. Unlike term insurance, the funds you put forth remain yours after 20 or even 50 years, and you may occasionally dip into them if needed. Favored by seniors, whole life insurance typically offers a modest payout with affordable monthly premiums.
Helping You Understand Insurance Jargon
At Quality 1st Insurance, our goal is for our clients to make comfortable, informed decisions about life insurance and other policies. However, we understand that insurance jargon may require an occasional interpreter. We can walk you through the terminology of a life insurance policy, so you can feel confident that you understand precisely what you are purchasing and that it is right for you. Our skilled agents are prepared to answer any questions you may have about our affordable insurance policies.
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I’ve always had a great experience working with Quality First Insurance.
Tracy was very knowledgeable about both life insurance and health insurance options. She was able to walk us through the different plans, help us select what was the most affordable option, and which plan had the best coverage for us. She made the process of getting insurance easy and painless. I won’t go anywhere else for insurance!
Megan P. via Google
Protect What Matters Most
We can help with all of your insurance needs. Speak with an expert today.