Workers’ Compensation Insurance
Our expert insurance team at Quality 1st Insurance can help you with your business insurance needs like workers’ compensation coverage.
What Is Workers’ Compensation?
Workers’ compensation, also known as workers comp, is a type of business insurance coverage that protects your business and your employees. This type of coverage helps cover things like medical and rehabilitation expenses, wage replacement, and lost time from work. Workers comp protects your business in situations where an employee is injured at work, an employee files a lawsuit in relation to a work-related injury, and more.
Most states require a business to provide workers’ comp insurance for all employees with very few exceptions to this standard. State law also determines the basic premium rates of workers’ comp in that area. As a Utah insurance company, we are especially familiar with the insurance laws in Utah, but we are well-versed in business insurance requirements across the country.
Do I Need to Provide Workers’ Compensation for All of My Employees?
While workers’ compensation differs by state, most areas require that all persons working for another group, corporation, or person must be covered by workers’ comp. Depending on your state, there may be exceptions to these requirements for individuals, such as volunteers, jurors, and real estate workers. Our business insurance experts can help you find the right coverage for your needs.
What Kind of Injuries and Illnesses Does Workers’ Compensation Cover?
Workers’ compensation covers injuries and illnesses that occur because of a work-related situation. This includes situations, such as a car accident while making a delivery, slipping and falling, or becoming sick because of contaminants in the workplace. The industries with the most workers’ comp claims include, health care, agriculture, manufacturing, and construction. We can help ensure you have the right coverage for your business.
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In our business and worldwide market I need an Insurance Company with some experience and knowledge; someone that is here locally, that I can talk to face to face and get answers to some tough questions.
Quality 1st Insurance has the background and experience, not only to fill my needs, but has gone beyond to look at exposures that I may not be looking for. From General/Product liability, to Workers Comp insurance, all my needs are covered. It is nice to have more than one quote from the same agent to review. This alone, saves me time and money. I do not have to go out and shop companies to get the best rate and coverage. Quality 1st does that for me. If you value your company, your time, and your hard earned money, you will not waste any more time and go with Quality 1st Insurance. They have my best interests at heart, and simply care about my business.
Rod Leishman, President / Spectrum Sports Intl
Speak With Workers’ Compensation Insurance Experts
Our team at Quality 1st Insurance is filled with experts in the insurance industry, meaning we can help with all of your insurance needs. From business insurance to homeowners insurance, we’ve got you covered.