Prioritizing Your Health Insurance Benefits

Generally speaking, better health insurance benefits cost more money. Because most of us work within some type of budget, we may need to determine which benefits are top priorities for health insurance coverage. Are there any health insurance benefits you’re willing to pay a premium for? Any you could do without? Consider the points listed below when evaluating a health insurance plan.

Network

A health insurance policy typically has a network of healthcare professionals that cost less than out-of-network providers. Are your current practitioners “in-network” for the policy in question? If not, are you willing to switch to doctors designated by your health insurance?

Mental Health

Some health insurance plans offer mental health support. What stipulations does your specific policy have about obtaining mental health services? What services are offered, and how many sessions?

Prescriptions

Does this insurance policy cover your current prescriptions or at least the expensive ones? Does it cover medications you are likely to be prescribed in the next year, such as antibiotics? If a copay is required, is it for a reasonable amount?

Deductible

How high are you willing to go on your health insurance deductible? A higher deductible typically equates to a lower premium, but can be a financial difficulty in the event of a serious or chronic medical condition.

Experienced Specialists to Answer Health Insurance Questions

If you’ve ever done an internet search for “health insurance,” you’ve most likely been bombarded by advertisements, incomplete information, and confusing jargon. Our experienced specialists can explain health insurance terminology in everyday language. We work closely with several health insurance companies, so we are equipped to answer all of your questions. We believe in providing clear, direct answers about health insurance in order to save our customers time and energy.

Countless Health Insurance Coverage Options

Because several insurance companies offer coverage to Utah residents, our customers often have difficulty comparing so many plans side by side. We recognize that health insurance is a serious decision, so we present you with the most relevant insurance options in a clear and easy-to-understand manner. Quality 1st insurance can search specific policies based on your health care needs, identify a few that most closely match your preferences, then provide you a convenient comparison chart.


Quality 1st Insurance helped us out with our health insurance when we weren’t sure what to do.

Tracy was able to save us so much more money than we ever thought we could! When we had our baby she was quick to help us get a plan for her, as well as knowledgeable about which plan would be best for her! Tracy was easy to work with and helped us get the best health insurance for our family!

Holly S. via Google

Protect What Matters Most

We can help with all of your insurance needs. Speak with an expert today.