Hello, my name is Tracy Pharis and in October 2015, I joined the Quality
1st Family. I have been working as a licensed life and health insurance
agent since 2011.I am also an independent agent, meaning I can find you the
best plans and programs for the best price. I specialize in medicare and
health insurance plans. I have one goal in mind when I meet with clients, I
want to save you as much money as possible. I like to put myself in your
shoes to help me understand your unique circumstances to achieve this goal
because there is not a one size fits all plan in medicare and health
insurance plans. This takes time but it is time that I am willing to give
to my clients.

I have been in Cache Valley since 2007 and love it here. I have had the
opportunity to live in many places throughout the United States and Cache
Valley is at the top of my favorites list. I am married and have 4 kids, 1
boy and 3 girls. They are all married and have provided me with the
wonderful opportunity to be a grandma!

In my spare time, I love to be outdoors, hiking, biking, etc. and coaching
volleyball. I have been a coach for about 15 years and love being able to
influence kids lives for good. I currently coach for a local club here in
the valley.